Affirm

Pay on your terms with Affirm. Split up your $150+ purchase into 4 bi-weekly, interest free or flexible monthly payments when you select Affirm at checkout.
Pay on your terms with Affirm. Split up your $150+ purchase into 4 bi-weekly, interest free or flexible monthly payments when you select Affirm at checkout.
Keep it simple with Affirm. 1) Fill your cart: when you're done shopping, select Affirm at checkout. 2) Choose how to pay: enter a few pieces of information for a real time decision. 3) Make your payments: manage your payments in the Affirm app or online, and set up AutoPay so you don't miss a payment. But if you do, you'll never pay any fees.
Keep it simple with Affirm. 1) Fill your cart: when you're done shopping, select Affirm at checkout. 2) Choose how to pay: enter a few pieces of information for a real time decision. 3) Make your payments: manage your payments in the Affirm app or online, and set up AutoPay so you don't miss a payment. But if you do, you'll never pay any fees.
Buy with confidence. When you pay with Affirm, we tell you up front the total amount you'll pay. That number will never go up and you will never pay late fees or hidden fees of any kind.
Buy with confidence. When you pay with Affirm, we tell you up front the total amount you'll pay. That number will never go up and you will never pay late fees or hidden fees of any kind.
To qualify for financing, minimum purchase value of cart must be $150 before taxes and fees. Payment options through Affirm Canada Holdings Ltd. (“Affirm”). Your rate will be 0–31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject to an eligibility check. Not all customers will be eligible for 0% APR. Payment options depend on your purchase amount, may vary by merchant, and may not be available in all provinces/territories. Payment option terms will be shown at checkout. A down payment (or a payment due today) may be required. Affirm accepts debit cards and PAD as forms of repayment. Select payment options may be eligible for repayment in the form of credit cards. Please review the terms and conditions of your credit card when using it as a form of repayment. Sample payment options may be: a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. Financing offers may vary from time to time and may be amended or cancelled at any time. See https://helpcenter.affirm.ca for more information.

FAQs

Can I pay off my purchase early?

Yes, there's no penalty for paying early.

How do I make payments?

You can make or schedule payments at affirm.ca or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.

Can I return an item I bought with Affirm?

Yes, you can return an item bought with Affirm by initiating the return process with the store.

Does checking my eligibility affect my credit score?

No, your credit score won't be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm's Help Center.

Are there requirements to use Affirm?

Yes, you'll need:

  • To be the legal age of majority in the province or territory in which you reside.
  • To be a resident of Canada.
  • A Canadian Visa, Mastercard, Amex, or Discover credit card, or a Visa or Mastercard debit card (with the Visa/Mastercard logo), which can be used for online transactions.
  • An SMS-capable Canadian phone number.
  • To meet the minimum cart size required to use Affirm as a payment option at checkout.

Where can I learn more about Affirm?

You can visit their website at affirm.ca

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